Economic Meltdown - 2698 Words

1.0 Introduction The 2007 collapse of the U.S. housing market and the worldwide economic damage that followed in 2008 and 2009 made people know the term economic meltdown (ehow.com, 2011). And the year 2011 proved to be a epic one in world history and brought dramatic change to many parts of the world - change that require cautious and serious analysis. International developments since World War II have drawn the nations of the world closer together in a global economy in which labour and capital move across borders. When an economic crisis in one area spreads around the world, a global meltdown may result. The global financial crisis originated with the collapse of the U.S. housing market, as many sub prime borrowers defaulted on†¦show more content†¦The crisis has hit European economies unprecedentedly hard and its effects have occurred in two phases. The first phase is the economic recession following the global economic downturn. The second phase is the so-called sovereign debt crisis which started in Greece firstly and then appeared in Ireland and Portugal. Like many other countries and organizations, European Union (EU) has also developed strategies in order to tackle the challenges of the crisis (Yurtsever, 2011). 4.0 Effects As a result of a global economic crisis, banks and financial institutions sharply limit lending. Consumers, fearing further economic damage, spend less, and firms begin sacking workers. The economic downturn has brought more middle-class customers to the loan windows. But the real change in pawning has to do with the skyrocketing price of gold. With gold at $1,500 an ounce, pawnshops are making easy profits by buying gold jewelry and selling it to refineries. For sellers, those gold cufflinks languishing in a jewelry box might now cover several weeks’ worth of groceries. A global economic meltdown creates worldwide recession or depression conditions in which output declines, unemployment rises and credit becomes difficult to access. With the introduction of the current global financial crisis in the aftermath of the US housing market failures, everyone has shifted their attention to the extreme dependence structure of financial markets (Aloui,Show MoreRelatedGlobal Economic M eltdown Of 20081477 Words   |  6 PagesTo establish effective policies in order to enhance ethics in corporate America and prevent significant catastrophes such as the global economic meltdown of 2008 we need to propose new ethical policies and standards in our corporate system. Ethical issues must be on the strategic agenda! Integrity management should be a priority not only because it is legally required, but because it is the right thing to do. This memorandum will analyze the proposed ethical policies such as strengthening auditors’Read MoreFinancial Crisis And Economic Meltdown1527 Words   |  7 PagesConcerns about the compensation of executive officers and other top executives of American public companies have reached fever pitch since the financial crisis and economic meltdown recently. Some observers blame the recent recession in part on the unsound compensation arrangements for the top management of major financial institutions. For almost 20 years, a growing r eprise of voices—including some shareholders, the business media, policymakers, and academics—have been criticizing the way top managersRead MoreNuclear Power And Nuclear Energy1016 Words   |  5 Pagesa positive effect on the economy in an age headed toward an economic downfall. On the other side, the risks that nuclear power reactors have are a big enough concern to shut down all power reactors. One reason is that nuclear reactors are an easy target for terrorists. If terrorists attacked and caused a nuclear reactor to explode, or could cause the cooling system to malfunction which would start a process called a nuclear meltdown. Also the world has become too dependent upon nuclear reactorsRead MoreThe Catastrophic Disaster Struck Japan Essay976 Words   |  4 Pagesnuclear power plant meltdown. The Fukishima nuclear power plant meltdown resulted from multiple system failures. When the tsunami waves struck it was double the size of the height of the plants seawall, which flooded the plant (Edge, 2011). Water ended up in the basement of the power plant rendering the backup diesel generators inoperable and unable to cool the reactors (Edge, 2011). The entire Fukishma plant lost power, causing malfunctioning of the plant and a nuclear meltdown. Initially, the JapaneseRead MoreThree Mile Island Accident Study1501 Words   |  7 PagesMarch 28, 1979, particularly, the reactor was melted and radioactivity was released to the outside of plant. Fortunately, there was no detectable effects on workers, public and surrounding environment due to radioactive release. However, the direct economic losses cause by this accident was about $1 billion. . 2. Accident Description According to the Three Mile Island report (2), at 4 a.m. on March 28, 1979, the feed water pumps stop providing water to the steam generator which was used to cooling theRead MoreThe Impact of Economic Meltdown on the Nigeria Banking Industry (a Case Study of Intercontinental Bank Plc).13502 Words   |  55 Pages ABSTRACT This study tends to unravel the effects of economic meltdown on employee productivity in the Nigerian banking system using the August 14, 2009 CBN intervention into commercial banks (as a result of the meltdown originating from unsecured credits and poor bank management in the Nigerian commercial banking system) as a benchmark to analyze the effects. Data was collected from journals, interviews and direct data from specific units of the bank. The appraisal of theRead MoreThe Financial Meltdown Crisis : Luis A. Santiago Gaetan1387 Words   |  6 PagesThe Financial Meltdown Crisis Luis A. Santiago-Gaetan University of Massachusetts-Amherst Introduction In March 2008, the government of the United States was abruptly confronted with the first signals of what later became the greatest financial crisis in U. S. history since the Great Depression. The beginnings of the financial crisis began with the government intervention or bailout of Bear Sterns, the smallest of the five giant Wall Street investment banks, but the first one known to be in financialRead MoreThe Financial Crisis Of 20071646 Words   |  7 PagesThe most recent financial crisis of 2007 was felt throughout the world, and brought about huge economic consequences that are still being felt to this day. Within the United States, the crisis undoubtedly resulted in a surge in poverty and unemployment, a significant drop in consumption, and the loss of trust in the capitalist economic system. Because of globalization, this crisis was felt through the intertwined global markets, affecting underdeveloped countries even more. Historical eventsRead MoreFinancial Crisis : Fisc al Crisis1542 Words   |  7 Pagessurging inflation and accumulated interests, most borrowers failed to payback their loans due to continued bankruptcy. Consequently, interest rates in various countries were adjusted to balance the demand and supply of the circulating money. In economics, any increase in the price levels concurrently increases demand for money, which means that supply and demand for money did not balance in various economies during the 2008-9 crises. Similarly, this raised interest rates, minimized investments, andRead MoreFair-Value Accounting and the Financial Crisis Essay1081 Words   |  5 Pageshave insisted that the financial meltdown would not have been nearly as bad if not for the deadly Fair-Value Accounting (FVA) standard. It is, however, my stand that accounting is not the root cause of the financial crisis. I argue that the mixed-attribute model prompted considerable accounting-motivated structures. And due to the selective application of FVA, it did not in practice; contribute to the pro-cyclicality of the financial system. Nor would the meltdown have otherwise been avoided under

Volver How to Conjugate the Spanish Verb, to Return

Volver is a common Spanish verb that usually means to return, to come back or something similar; in the reflexive form, volverse, it also can mean to become. Volver is a stem-changing verb; to conjugate volver, change the -o- to -ue- when stressed. Volver also has an irregular past participle. Irregular forms are shown below in boldface. Translations are given as a guide and in real life may vary with context. Verbs that follow the conjugation pattern of volver include absolver, devolver, disolver, desenvolver, resolver and revolver. Infinitive of Volver volver (to return) Gerund of Volver volviendo (returning) Participle of Volver vuelto (returned) Present Indicative of Volver yo vuelvo, tà º vuelves, usted/à ©l/ella vuelve, nosotros/as volvemos, vosotros/as volvà ©is, ustedes/ellos/ellas vuelven (I return, you return, he returns, etc.) Preterite of Volver yo volvà ­, tà º volviste, usted/à ©l/ella volvià ³, nosotros/as volvimos, vosotros/as volvisteis, ustedes/ellos/ellas volvieron (I returned, you returned, she returned, etc.) Imperfect Indicative of Volver yo volvà ­a, tà º volvà ­as, usted/à ©l/ella volvà ­a, nosotros/as volvà ­amos, vosotros/as volvà ­ais, ustedes/ellos/ellas volvà ­an (I used to return, you used to return, he returned, etc.) Future Indicative of Volver yo volverà ©, tà º volverà ¡s, usted/à ©l/ella volverà ¡, nosotros/as volveremos, vosotros/as volverà ©is, ustedes/ellos/ellas volverà ¡n (I will return, you will return, he will return, etc.) Conditional of Volver yo volverà ­a, tà º volverà ­as, usted/à ©l/ella volverà ­a, nosotros/as volverà ­amos, vosotros/as volverà ­ais, ustedes/ellos/ellas volverà ­an (I would return, you would return, she would return, etc.) Present Subjunctive of Volver que yo vuelva, que tà º vuelvas, que usted/à ©l/ella vuelva, que nosotros/as volvamos, que vosotros/as volvà ¡is, que ustedes/ellos/ellas vuelvan (that I return, that you return, that she return, etc.) Imperfect Subjunctive of Volver que yo volviera (volviese), que tà º volvieras (volvieses), que usted/à ©l/ella volviera (volviese), que nosotros/as volvià ©ramos (volvià ©semos), que vosotros/as volvierais (volvieseis), que ustedes/ellos/ellas volvieran (volviesen) (that I return, that you return, that he return, etc.) Imperative of Volver vuelve (tà º), no vuelvas (tà º), vuelva (usted), volvamos (nosotros/as), volved (vosotros/as), no volvà ¡is (vosotros/as), vuelvan (ustedes) (return, dont return, return, lets return, etc.) Compound Tenses of Volver The perfect tenses are made by using the appropriate form of haber and the past participle, vuelto. The progressive tenses use estar with the gerund, volviendo. Sample Sentences Showing Conjugation of Volver and Similarly Conjugated Verbs Hay cosas que nunca no van a volver. (There are things that are never coming back. Infinitive.) Se ha resuelto el problema. (The problem has resolved itself. Present perfect.) El viento vuelve a complicar los aterrizajes en el aeropuerto. (The wind is complicating landings at the airport again. Present indicative.) Se prepara una solucià ³n de bromuro de sodio disolviendo 4 gramos de la sal en 50 gramos de agua. (A solution of sodium bromide is prepared by dissolving 4 grams of the salt in 50 grams of water. Gerund.) Revolvià ³ en su mente todo lo que sabà ­a. (Everything he knew stirred around in his mind. Preterite.) Algunas veces volvà ­an a ponerse las mismas ropas sin lavarlas. (Sometimes they would put on the same clothes again without washing them. Imperfect.) Sà © que volverà ¡s muy pronto. (I know you are coming back very soon. Future.) Mi amiga me dijo que le devolverà ­a el dinero a Harry. (My friend told me she would return the money to Harry. Conditional.) La comisià ³n pidià ³ hoy la intervencià ³n del Ministerio de Trabajo para que resuelva el conflicto laboral. (The commission today asked for the intervention of the Labor Department in order to resolve the labor conflict. Present subjunctive.) Mi presencia era suficiente para que me absolviera de los cargos. (My presence was enough for me to be absolved of the charges. Imperfect subjunctive.) No vuelvas nunca mà ¡s. (Dont ever come back again. Imperative.)

Gay Marriage Should Be Legal - 1437 Words

Homosexuals are disrespected and treated unfairly, such as a look from a person who isn’t gay or called names such as â€Å"faggot,† simply because their sexual orientation, why? If homosexuals pay their taxes, help build roads and pay public schools just like heterosexual couples then gay couple should have the same rights as opposite sex couples do. In the case of Baker v. Vermont, in the year 2000, â€Å"Vermont’s groundbreaking law establishing civil unions took effect, providing families of samesex couples the same protections, benefits and responsibilities that married couples have under state law except for the powerful meaning conveyed by the word marriage† (Lambda Legal). Obviously, this statement is saying that same sex couples are granted the same benefits as opposite sex couples, but they don’t have the power to use the word â€Å"marriage,† because they’re gay. Gay couples are fighting for recognition by the state, people, and the law not by religious beliefs. Even heterosexual couples say that they don’t hate gay people, they just don’t believe in what they choose as their lifestyle because of religion. â€Å"If samesex marriage is about love and religion is about love, then in this debate, love must go both ways. We must not be hateful in our disagreements over marriage,† says O.C. Allen, a pastor (CNN: Same sex marriage is about Equality: Not Religion). The battle for gay couples is to be recognized by the government and not consider the religion aspect because the law andShow MoreRelatedGay Marriage Should Be Legal1205 Words   |  5 PagesHoward Sociology 1301-93431 Gay Marriage Getting married is something that most people do when they find love, which it is an important event in their life. The GLBT (gay, lesbian, bisexual and transgender) community now get the legal right of same-sex marriage, which they have fought for throughout the years; on the other hand, some opponents of same-sex marriage have called for a constitutional change towards it. Although there were some countries that allowed gay marriage before the United StatesRead MoreGay Marriage Should Be Legal1159 Words   |  5 PagesAmendment, which puts a ban on gay marriage. This amendment entitles to equal rights to the gay community, ending toleration of discrimination in jobs, rights protecting gays from hate crimes,rights allowing advancement in government. How ever, the concept of gay marriage is still not considered a right the American people should extend to homosexuals. II. The vast majority of opponents believe marriage should be between one woman and one man, meaning marriage should be between members of the oppositeRead MoreGay Marriage Should Be Legal1574 Words   |  7 Pagesequal rights. Gays and lesbians are consistently denied rights that are typically taken for granted by the average American. Specifically, gay and lesbian couples are denied the right to marry even if they are outstanding citizens. They are held at an unfair disadvantage solely because of their sexual orientation. This discrimination must stop, because gay and lesbian couples are law-abiding citizens too, who should be afforded the same rights as heterosexual couples. Marriage is about love andRead MoreGay Marriage Should Be Legal1564 Words   |  7 PagesWhat is marriage? Recently, people argue with respect to the definition of marriage. What happened to marriage? To get married is a very important event for almost everyone. Especially for women, marriage and giv ing a birth could be the two biggest events of their lives. Many people believe that getting married to the one whom he or she loves is natural. However, what do you think if you cannot get married to him or her because it is socially unacceptable? 100 years ago different colored peopleRead MoreShould Gay Marriage Be Legal?778 Words   |  3 PagesShould Gay Marriage Be Legal? â€Å"†¦I now pronounce you husband and wife†¦Ã¢â‚¬  One would normally hear this when attending a wedding. In tradition marriage has been between one male and one female who love each other. But how would one feel if they heard â€Å"I now pronounce you groom and groom† or how about â€Å"†¦bride and bride...†? In the last 50 years the number of same-sex couples has increased. The on-going argument between the government and the people is â€Å"Should gay marriage be legal?† Although some sayRead MoreGay Marriage Should Be Legal1126 Words   |  5 PagesJune 26, 2015 for gay marriage to be legal in all fifty states, thirty seven out of the fifty and Washington D.C already legalized gay marriage. Many support gay marriage and many do not, with widespread values and reasons for and against it. Due to religion and rights people across the nation have differing views and opinions of it.In a five to four vote in the Supreme Court gay marriage becam e legalized in all fifty states. Shortly after that a few marriage officiators and marriage licenses peopleRead MoreGay Marriage Should Be Legal1179 Words   |  5 PagesGAY MARRIAGES Some states such as Iowa legalized gay marriage through the action of judicial interpretation based on the state’s constitutional stipulations while other states such as Vermont legalized gay marriage through legislation initiatives. These cases demonstrate the government is the sole body that can dictate the validity of whatever is to be regarded as a marriage, and in this case gay marriage. The power to validate marriage is still observed among the private citizens, religious institutionsRead MoreThe Gay Marriage Should Be Legal947 Words   |  4 PagesDefending Gay Marriage During the last few years, homosexuality has become an important issue for debate. Moreover, homosexuals have taken their case further by claiming their right to marry. Same-sex marriage, usually known as â€Å"gay marriage†, is the marriage between two people from the same biological sex (Doskow1). Since 2000, eleven countries have approved the legalization of gay marriage worldwide: Netherlands, Belgium, Spain, Canada, South Africa, Norway, Sweden, Portugal, Iceland, ArgentinaRead MoreGay Marriage Should Be Legal1480 Words   |  6 PagesNew World Dictionary defines the word married as being husband and wife, yet there are millions of gay activists who are fighting for a new meaning. They believe marriage is more than a piece of paper and a set of rings. The hope is that marriage could be defined as a â€Å"public recognition of a private commitment† or â€Å"emotional, financial, and psychological bond† between two people (Sullivan 53). Gay activists belie ve that taking away the ability to have a publicly recognized relationship or an acceptedRead MoreGay Marriage Should Be Legal1351 Words   |  6 Pageshappened for United States, gay marriage became legal in all 50 states. In most states it already was but the remaining 13 became legal this year. There are many concerns regarding gay marriage, and the effects of them involve many legislative, cultural, religious and family issues. Gay marriage is controversial because a lot of people do not approve of it, they think it is immoral, unnatural, and not what the traditional concept of â€Å"marriage† really means. Opponents of gay marriage say it is only meant

Give a life to your friend, it’s free! Free Essays

Give a life to your friend, it’s free! BY wersl 23 Compare and Contrast: Lion and Tiger Lions and tigers are the top two ferocious animals in the big cat family. The lion is known as the â€Å"king of beast â€Å"and the tiger is known as the â€Å"emperor of beast†. Both lions and tigers have many things in common and at the same time they have a number of differences. We will write a custom essay sample on Give a life to your friend, it’s free! or any similar topic only for you Order Now Lions and tigers belong to the mammalian group and Felidae family. Lions lives in prides and tigers lives alone. They have no predators of their own and reside at the top of their food chain. This essay is going to talk about the physical characteristics, diet, habitat and geographical distribution, reproduction and cross breed. The physical characteristics of a lion is male lion is highly distinctive and is easily recognized by its mane. Lion coloration varies from light buff to yellowish or reddish of the body. The underparts are generally lighter and the tail tuft is black. The color of the mane varies from blond to black. The lion is a carnivore and a hunter. Its legs are short with very powerful muscles. Male lions are 20 to 35% larger than the females and 50% heavier. Each lion has, what are called, â€Å"whisker spots† The pattern formed by this top row of whiskers differs in every lion and remains the same throughout its lifetime. Lions are the second-largest in the cat family (the tiger is the largest). Physical characteristics of a tiger highly distinctive and is easily recognized by its stripes. Tigers are tawny brown in color with dark stripes and whitish. Tigers have rusty-reddish to brown-rusty coats, a fair (whitish) medial and entral area and stripes that vary from brown or hay to pure black. The pattern of stripes is unique to each animal, and thus could potentially be used to identify individuals, much in the same way as fingerprints are used to identify people. This is not, however, a preferred method of identification, due to the difficulty of recording the stripe pattern of a wild tiger. the function of stripes is camouflage, serving to hide these animals from their prey. Tigers have round pupils and yellow irises. Tigers are the heaviest cats found in the wild. The diet for both the lion and the tiger are kind of the same, but they eat different animals because they are not from the same place. Both lion and tiger eats about 15. 4 lbs. of meat per day. A typical diet for a lion will include zebra, giraffe, buffalo, wildebeest, gazelles and impala. Lions are opportunistic and will readily scavenge the kills of cheetahs, leopards, wild dogs and hyenas. A main prey species for a tiger is are deer, buffalo and wild pigs, but they will also hunt fish, monkeys, birds, reptiles and sometimes even baby elephants. Occasionally, tigers kill leopards, bears and other tigers. Both lion and tiger are both meat-loving big cats. Habitat of a lion and a tiger are both different, because they are both from different contents of the world. Lion lives in Rich grasslands of East Africa to sands of Kalahari Desert, South Sahara to South Africa, excluding the Congo rain forest. They avoid dense forests because prey is scarce. Fun fact in the wild, lions live for approximately 12-18 years, while in captivity they can live over 24 years. Fun fact How to cite Give a life to your friend, it’s free!, Essays

Legal Law Reform and Web Quest Essay Example For Students

Legal Law Reform and Web Quest Essay Legal Studies Assessment Task 1: LAW REFORM AND WEB QUEST 1. Law reform is the changes that happen in law. Law can be reformed in 3 different aspects these are social values, concepts of justice and new technology introduced. As society changes , the need for a law reform is high, this is because that with a change in society new laws are needed to put into place to overcome the change. Justice is the quality of being fair and reasonable, in this case as society changes the aspects of justice is changing. Capital punishment is seen as a very unjust custom of punishment. Technology advancement has led to major law reform , this is because as new technology is introduced in australia society laws must be made to deal with them. An example of this is the development of more highly modernised equipment used in forensic science, such as the use of DNA, the new laws introduced or reformed try to balance the right of the use of the technology but also protecting the rights of the accused. Another example is computer related crimes such as hacking and intentional installation of viruses onto other computers. 2. ) The LRC is lead by a chairperson, The Hon James Wood AO QC, and there is only one full-time commissioner and also many part-time commissioner. There is an executive his job is to administer the day to day work of the Commision. The LRC are currently working on projects such as Security for costs and associated costs orders, Family violence, Penalty notice offences and complicity in criminal cases. b) The Australia Law Reform Commission was establis hed in 1975, it is an organization that operates under the Australia Law Reform Commission Act 1996 (Cth). Its aim is to simplify and modernise the law which makes it easily accessible for people and also to improves access to justice. They ensure that when they reform laws that they are necessary for other people and that it does not defect community or society. The ALRC is one of the most efficient and positive firms for legal reform in Australia this is because over 85% of reports from the ALRC have been implemented. The Australia Law Reform Commission is not under direct control from the government but it gets its finance through the federal parliament. )Red cross is a NGO that benefits and supports people in need, it may be in the help of services, health, financial problems , poverty, natural disasters ,youth and education. The redcross are there to help people. As an NGO they arent not supported financially by the government but steadily rely on the donations and supports of there 100million+ volunteers they do this by holding progams that people can participate and contribute. The y are apart of the words largest humanitarian organisation they are supported in more than 186 countries. The international Red Cross was established in 1863 at Geneva it was established to protect peoples lives and dignity of the victims of those who have been faced with violence and provide assistance amongst them. There role in society today is to help people in several different ways by providing development progams, they support families who have been seperated by war and assist them with migration support programs. They are a very helpful NGO who are very kind and friendly to people. d)i. Natalie Bassingthwaighte fights gay prejudice. February 03 2010 , www. dailytelegraph. com. au he article is about celebrating 85 years since the federal law reforms that gave same sex couples equal rights such as insurance and supperannuation. ii. Port Arthur laws protect us April 18 2007 , www. dailytelegraph. com. au the article is about the reform in gun laws following the Port Arthur massacre, this had led Australia and America separated because of the US-style gun culture life. This is becau se the American way of life is that you are able to have a gun at the age of 12, this separated us with them due to the fact that our laws are not corresponding to theres. ii. Police cannot defend our streets against crime September 10 2008 , www. dailytelegraph. com. au the article is stating that police arent doing enough to get criminals caught, the rate at which criminals are being caught have been lowered. 3)a)Legislature is the appropriate name given to the houses of parliament in Australia. The legislature is important in the law reform because they are the power that makes or enacts law, meaning this body of government are made specifically for laws. They have a key role in making statue law ( law made n parliament) , the bill is the law that has not yet been confirmed and is a draft, it must go through a process in parliament which enables it to become a law. Executive is a sector in the government that puts the laws made able to operate. The Executive contribute to the law reform because they put a lot of research and effort into the change of law. They are involved in writing the submitted law, they present this to cabinet which they decide if they should take this proposed law into parliament as a bill. .ub358243576f0eb473e9586a9904160e3 , .ub358243576f0eb473e9586a9904160e3 .postImageUrl , .ub358243576f0eb473e9586a9904160e3 .centered-text-area { min-height: 80px; position: relative; } .ub358243576f0eb473e9586a9904160e3 , .ub358243576f0eb473e9586a9904160e3:hover , .ub358243576f0eb473e9586a9904160e3:visited , .ub358243576f0eb473e9586a9904160e3:active { border:0!important; } .ub358243576f0eb473e9586a9904160e3 .clearfix:after { content: ""; display: table; clear: both; } .ub358243576f0eb473e9586a9904160e3 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ub358243576f0eb473e9586a9904160e3:active , .ub358243576f0eb473e9586a9904160e3:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ub358243576f0eb473e9586a9904160e3 .centered-text-area { width: 100%; position: relative ; } .ub358243576f0eb473e9586a9904160e3 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ub358243576f0eb473e9586a9904160e3 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ub358243576f0eb473e9586a9904160e3 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ub358243576f0eb473e9586a9904160e3:hover .ctaButton { background-color: #34495E!important; } .ub358243576f0eb473e9586a9904160e3 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ub358243576f0eb473e9586a9904160e3 .ub358243576f0eb473e9586a9904160e3-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ub358243576f0eb473e9586a9904160e3:after { content: ""; display: block; clear: both; } READ: Consider the treatment in any one text of spiritua EssayJudiciary are authorities that decide whether a law has been broken based upon evidence presented in courts. The judiciary have two roles in the making of a law , they can either make a new law or interprate legislation, a judges role in court is to interpret law in court and decide where the law relates to the particular case. They can also make law in court which is called common law, if there are no laws or any precedent set by a case, judges can use the common law principles to find a solution. International law impacts Australian law because a lot of other countries reflect on international law, this is because they can closely relate to other countries. 3)b)The UN is an international organisation that brings all nations of the world together to work for peace and development. There are 192 members of the UN, they meet together which is known as the General Assembly. Its HQ is located in New York City but the land and buildings that they operate in are own to the UN not America. They aim to develop good relationships with fellow countries and help any nation that is in need. There limitation to law reforms lies within the fact that they are a world organisation but they cannot change the laws of a certain country but make suggestions. 3)c)The European union was established for many different reasons these are peace and stability, bringing europe together, safety and security, economic and social solidarity, identity and diversity in the world and values. There are many aims in which the union provide help and support to fellow Europeans , they try and promote balanced economic and social growth and make sure people can live in a safe and danger free environment. The EU works in a different way compared to other legal structures, the EU treaties are the foundations of the secondary legislation. It involves more than 27 countries all working together to make Europe a better place. Flow Diagram 2A Starting the law reform process-The attorney general writes to the commision asking that there is a need to reform of the law on a certain subject, this is called the Terms of Reference Working out the issues and problems and involving the community-A research and publication plan is done. Consultation papers-The commission prepares one or more consultation paper about the suggestions of the reform this is when the public is able to write submissions to the Commission Getting input and ideas from the community-The commission reviews all the submissions from the community and analyses them Reporting recommendations-The commission releases a report that has the Commission thoughts about the suggestions for the reform. The Atorney General reports it in parliament.

The Best Content for Your Online Shop †Part 3

The Best Content for Your Online Shop – Part 3 Your customer has found his way into your shop, he trusts you, he finds what he is searching for, he is persuaded by your product description, places the product in the shopping cart and then he disappears. What went wrong here?Your store content, your blog, or your product can still be good, but your text optimization shouldnt end once your customer has decided to make a purchase. Behind the product page lurk a number of hurdles and challenges that a shop owner must overcome in order to keep customers happy and welcome them back again in the future.In the final part of our series on the best content for your online shop, we take a look at the content regarding your checkout process and your service-mails. We explain what should receive attention in order to convert your users into satisfied customers. Your customer has found his way into your shop, he trusts you, he finds what he is searching for, he is persuaded by your product description, places the product in the shopping cart a nd then he disappears. What went wrong here?Your store content, your blog or your product can still be good, but your text optimization shouldnt end once your customer has decided to make a purchase. Behind the product page lurk a number of hurdles and challenges that a shop owner must overcome in order to keep customers happy and welcome them back again in the future.In the final part of our series on the best content for your online shop, we take a look at the content of your checkout process and your service-mails. We explain what should receive attention in order to convert your users into satisfied customers.Strengthen Customer ConfidenceMany users decide to cancel the purchase and leave the site with the product already in the shopping cart. In order to prevent this, your checkout process must be designed so that no doubts are raised in the customers mind. Although the final yards often consist of automated processes and formalized procedures, some shopping, basket and service -mail content can strengthen customer confidence.1. Checkout: Shopping, Registration and PaymentVarious studies show that bounce rates of more than 60 percent are not uncommon in the ordering process. For you, that should mean dont confuse the customer but rather communicate in a clear, simple and organized fashion.What belongs on the shopping cart, registration and payment pages?Even if there is, ideally, just a small amount of content on the checkout pages, this should still be optimized. Communicate here as clearly as possible: At no time should the customer start to have doubts and consider whether he or she is making a mistake or question whether the shop is reputable.It is helpful to:Organize the checkout: The whole shopping cart, payment and delivery processes should be as easy as possible for the customer. Organize the process and the individual checkout pages clearly. A progress bar showing the customers status in the purchasing journey provides optimum orientation. Likewis e, the individual call-to-action buttons must be suitably prominent and well-labelled.Overall, the checkout process should not take too long, so dont include too many steps. The user must be logically guided through the ordering process. That means, for example, he or she should receive confirmation when something is placed in the basket, and the order button should be easy to find in the same place on each page.Communicate the shops features: Although you should avoid any unnecessary and distracting information, it may be advantageous to alert the user to the stores benefits. Quality and safety seals of approval can strengthen customer confidence. You can also advertise free shipping and a 30-day return policy in the shopping cart.Offer product details: Dont keep your customers in the dark. Let them see what they are buying right away, in the shopping cart and on the payment page. A picture and details, such as the color, price (with any discounts) and size of the product, should b e easily seen. Information regarding delivery and available features will also provide clarity and boost user confidence. Enter the available shipping and payment methods clearly. And offer the option to delete items and change the total number of products. Users must always feel they are in control of their shopping journey.Make the registration process simple: Collect only the data you really need, not details that might be helpful to have. If the customer has to provide too much information, then he or she is also likely to disappear faster. You could perhaps even think about a guest login. Your registration form should use clearly labelled fields and also specify which fields are required. Opt-in registration for a newsletter or advertising material can also be useful.Communicate clearly: Avoid making it necessary for the customer to have to think about the order process. All content, buttons and invitations should be clear so that its obvious what you want the customer to do.Of fer a contact option: If your customer may need some initial help, ensure the possibility for assistance is available.Take-Away Points:Create a well-organized checkoutCommunicate the shops benefitsGive informative product, payment and shipping detailsMake registration as easy as possibleKeep your customer informed about what to do, and keep all communication clear and simpleOffer a contact option2. Order ConfirmationIn order confirmations, clear and direct, yet friendly, communication is paramount. A confirmation email reassures your customer that the order has been processed.What goes into an order confirmation?The order confirmation summarizes what the customer has ordered on what purchase terms and restates the delivery and shipping arrangement.Your order confirmation should include the following content:A meaningful subject heading with products and/or an order numberYour online shop dataAn order number and customer detailsA short, friendly letterDelivery address and conditions, the order placement date, anticipated delivery date and shipping methodPayment arrangements and, where appropriate, billing addressA detailed list of ordered products, including pricing and quantitiesShipping and packing costs as well as a summary showing the total order costTerms and conditions and legal rights (for example, the right of cancellation, supplier details)A link to the shop/customer accountStylistically, order confirmations are usually factual and direct. The cover letter is almost the only content that you can personalize. Thank your customer and provide information about any further steps that may need to be taken. You should then once again provide the customer with a detailed overview of the product ordered, plus details of all conditions and selected options.In addition to its primary function, the order confirmation is often used as a cross-selling channel. Companies like Amazon use their email to display products that match and complement those already ordered. Take-Away Points:An order confirmation must not be just a sales contractThe format should be clear and user-orientedA confirmation email will reassure the customerProvide the customer with a detailed list of what has been orderedUse a short letter to make a connection with your customerConsider advertising on the order confirmation3. Shipping ConfirmationsThe shipping confirmation will resemble the order confirmation. It is used to inform and reassure the customer about the purchase.What belongs in a shipping confirmation?Shipping confirmations are quite similar to contracts or order confirmations and are usually very plain. They contain everything that is legally important as well as delivery and payment terms.The short letter enclosed with your order confirmation is almost the only place you can add a personal touch.Among other things, a shipping confirmation should include:A meaningful subject line, perhaps containing the article and/or order numberYour online shop dataA customer number and customer detailsAn order number, if requiredA short, friendly cover letterThe delivery address and conditionsAn estimated delivery, or a delivery date, and shipping methodShipment tracking informationPayment arrangements and, where appropriate, billing addressA detailed list of ordered products, including pricing and quantitiesShipping and packing costs as well as a summary showing the total order costNotification of the terms and conditions and legal rights (for example, the right of cancellation, supplier details)A link to the shop/customer accountThere are strict legal guidelines covering the advertising allowed on the shipping confirmation. So whether you offer cross-selling products, ask for a product review or refer to your active social media channels, you should check this aspect very carefully.Take-Away Points:The tone here is usually plain and professional, so an individual and appealing letter could provide a welcome changeCheck the legally important aspects o f your contentMore about Shipping Confirmations:Your online shop content serves as your customer advisors and sales assistants.Accompany your customers on the journey to and from your online store. Good content and a well-structured store are the key to satisfied customers. Inform and persuade your customers about the benefits of your products to promote confidence in your store.Each customer journey has more touchpoints than those featured here, and a shop will have a lot more content to be optimized. However, we hope our series has given you a closer understanding of the most important aspects of your online store content and that one or two of our suggestions will make your online store even more successful.

Brief history of Music essays

Brief history of Music essays The music industry today is growing bigger every minute here in America. However, how did we arrive to the music status that we have today? In this paper, I will provide a brief history of music, and how they link together to form what we have today. The very beginning of music started not with musical notes or pitches, but rather with noise. Noises then are put together in a rhythmic patter to form percussion. Pitch was acquired shortly after and used on special occasions. For example, signals of war, and in ritual dances. The seven-tone scale was developed in China. The seven-tone scale evolved from the non-semi tonal scale: the foundation of music. Through this scale, simple music was formed. Gregorian chants, a form of church music established by Gregory the Great, were created from the use of scales put together with other elements to form a musical setting of the liturgy. This style of music was used in the western churches. Through Gregorian chants, polyphony was born. Polyphony is the use of two notes or more to form harmony, or dissonance. Polyphony formed a new type of music. Two-part singing and folk music are just two examples. Two part harmony soon after expanded to three, four parts, and so on. This expansion of polyphony was spread world wide, and had many different influences due to the birth of music printing in about the year 1500. Sixteenth century was a period of conflict for the history of music. While the Germans and Netherlanders focused more on instrumental polyphony, the Italians focused a lot on the instrumental melody. The outcome of this conflict between the importance of polyphony and monody formed a compromise: the Opera. The Opera is a co-operation of the different areas of music. This made Opera very interesting. Not only did Opera include chorus parts; a form of polyphony, but it also included solos that were accompanied by only one instrument; a form of monody. ...